Living Within the Means God has Provided for you.

I have been a stay at home mom since 2003, although living on one fairly small income has been challenging, God has always provided for our family. With a Gross income of aproximately $20,000 we own our own home, actually have two running vehicles and want for very little. Lots of people complain about not having enough money to pay their bills. I have a hard time understanding why. On a monthly basis, we make a mere $1, 356, I had no clue til recently how low that really was. Its funny, but being Poor is more of a mentality than an actuality for most of us.

Saturday, March 29, 2008

Free stuff

Today we made a trip to Meijer, I got LOTS of goodies, but my favorite is the 10 for 10 sale get the 11th free, I spent nearly $30 on those items. However, I got the benefit of several coupons to make up some free things. The Betty Crocker Cookie pouches were Free with Coupons for 50Cents off doubled, so not only did I get 3 items free, I also got two additional packs of cookies for free too.

Not Cookies aren't the best choices, but for free how can you go wrong. We got lots of side dishes, cereal, yogurt, and other goodies, but I just can't beat Free.

Wednesday, March 12, 2008

Prescription Savings

My meds are supposed to cost almost as much as my mortgage right now. If you are low income remember that lots of drug companies have programs to assist in getting the meds you need.
Don't be afraid to contact them and ask for help.

Also, we went to CVS on Saturday to fill a prescription for my Proventil. I chose to go there because the script was cheaper and I had a $25 gift card for filling a script there. Well we got there, dropped off the script at the pharmacy, the pharmacist had a coupon to get the first inhaler for free, they still gave me my $25 gift card and I used that to buy a magazine I want to subscribe to (wanted to check it out first) then I bought two packs of Duracell batteries to get $5 in extra care bucks. I needed the batteries had a coupon for $1 off one and $2.50 off the second one. All in all, they paid me $25 to take my prescription and so I got my batteries for free plus the coupons and $5 ECB, can't beat that. And if I need a refill on the meds, I have paperwork to send to the company to get them for free too.

Monday, March 3, 2008

Check your Bills

With all thats been going on I was a bit distressed. Our Car insurance is pulled directly out of our checking account every month. In December we sold my van, so I called to pull it off. The amount they sent me to balance out the remainder of the year was $120 for 4 months, however in January I noticed my bill was still 154.24, $34.24 more than it should have been, but I had misplaced the paperwork, in February, I figured it was just a fluke and I had misread it, but again, they pulled out 154.24. To my delight, last night, I was cleaning behind my loveseat (I wanted to move some furniture around to make things easier on my non working leg) I found the letter from AAA. YAY, so first thing this morning I called my agent, he has 24 hours to call me back before I call to talk to someone else, they owe me $68.48 and if this isnt fixed, we are finding another company to cover BOTH of our insurances.

Make sure you are only paying what you agree to.