Ok, Technically its not a NEW resolution, its one I have been working on for MANY years, My goals for 2008 are to become more financially stable.
I recently joined Frugalvillage.com and was really encouraged by some of their challenges to stay within budget.
My Budget for 2008?
$70 monthly for gas
$200 monthly for groceries
$103 Phone, Internet and Cable
$752.54 Mortgage (this includes a little extra towards principle every month)
$165 Utilities (Gas, Electric, and Water) l
$145 Car Insurance, I hope its lower than that, but I wont know for at least a month but we do know its going down from its $182 mark as we will only be insuring one vehicle this year.
Our tax refund covers our Property Taxes and House Insurance for the year.
My goal is to keep tabs on where the bills go and to make sure all extra income is going towards something useful. And to get the untilities down a bit, hopefully we will also be able to refinance the house in the springtime.
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