We are just about finished with our move, it significantly decreased our costs, its too bad my medical bills are offsetting any real savings at this point...hopefully that will change soon.
This month has been a real challenge for us, my in laws have made lots of comments about our financial situation, I don't think they really comprehend that even if we made what they do, we still would not live like they live.
Chris is netting about 1320 a month. Our bills are about 1200, plus groceries. Needless to say our budget is VERY tight. I am going back to school if the doctors approve it this week, I will start August 11th. When I get a full time job, with benefits for the family, Chris will switch over to part time employment (his goal is to eventually work from home doing real estate sales)
We will make about $2 an hour if I am working full time than we are making now.
Why would we increase our spending just because we have that extra? To me, that extra will be used to pay off the school debt. To keep us from needing a second car I am hoping to get a midnight job.
My in laws do not understand that money does not rule the world. Even if we made what they made, (Chris's dad is retired from Chrysler) we still would not have two car payments, we would not travel frequently, we would not spend lots on gifts for others.
Now as for gifting, I love giving gifts, but I like giving things that are practical and affordable, and mostly homemade. I just don't feel comfortable giving a days pay per person just because we have it.
I would still be frugal in our choices no matter what our income is.
Monday, July 21, 2008
Subscribe to:
Posts (Atom)