Living Within the Means God has Provided for you.

I have been a stay at home mom since 2003, although living on one fairly small income has been challenging, God has always provided for our family. With a Gross income of aproximately $20,000 we own our own home, actually have two running vehicles and want for very little. Lots of people complain about not having enough money to pay their bills. I have a hard time understanding why. On a monthly basis, we make a mere $1, 356, I had no clue til recently how low that really was. Its funny, but being Poor is more of a mentality than an actuality for most of us.

Tuesday, June 24, 2008

Smoothies

Its Hot, ok, its not really hot, but I am hot and I want something cold.

For next to nothing, I can fulfill that craving with a strawberry smoothie. I got a 4 pound bag of Frozen strawberries on clearance for $4.80, that will net me more than 10 smoothies, so about 48 cents
The yogurt, From Kroger's 39 cent sale, I use whatever I have, today, its going to be Vanilla Light
The Milk, I use about 6 ounces, you could eliminate this or use juice, or whatever you have on hand, I like the milk, because I don't drink much and I get it in that way, even at $3.19 a gallon, Which is a total rip off, but hey I didn't feel like running to yet one more store. We are looking at 20 cent.

Mix, together in blender, may add Ice to stretch it further. A grand total, $1.07 and I get enough smoothie for me and my 5 year old to share.

Saturday, June 21, 2008

Whats going on?

So much to do this week its unbelievable.
Today we have to make a trip out to the new house, we have a couple of boxes to take, have to drop off a sheet at the office, and have to pick up a staple gun to seal the shed.

We are using what we have and putting up landscape fabric instead of screening in the shed to keep out the wasps. We will likely also bomb it too, since they are really bad.

If the storms stay away, we have our Homeschool Ice Cream Social this afternoon. Obviously if its raining, I can't go since I can barely walk at all in the first place.

If we don't go to the social, we will get some more packing done, I may stop by Office Depot and pick up some boxes, or check the U-Haul prices on moving boxes.

This move will lower our bills significantly, but I am still kinda anxious about the whole thing.

Thursday, June 12, 2008

Acceptance?

Not my thing.
I just got home from a Chiropractor appointment, I was informed today that my insurance did not pay their part.

As part of a frugal family, you need to be aware of what your insurance covers, we are covered 100% for 24 visits, NO Co-Pay.

They covered the 1st visit, but the next 6 visits were covered with a copay of $30 each....No thank you. I came home, called Blue Cross, now they are reprocessing those transactions and they will be covered at 100% like they are supposed to.

I have too many other bills that aren't covered to pay for things that are.

Monday, June 9, 2008

We Did It!!!!

We are now the proud owners of a 2002 mobile home.
Today we closed, I am so excited, it was a LONG day, but well worth it.

I am so excited, it seems we don't do much for ourselves like that but this was oh so worth it to me.
Our mortgage payment will go down significantly, our gas will increase a little bit because we are further out now, but I dont think that will be a huge increase.

I am just so excited.

Thursday will be our big grocery shop, I have to hit 3 stores this week. Hopefully we will be able to start moving things this weekend or next.

Friday, June 6, 2008

Moving

We are buying a new house, a smaller more affordable house, we close on Monday at 2pm

As far as frugal posts, I have been quiet because I haven't been very frugal lately, we have been running around like chickens with our heads cut off getting ready to move, going to the chiropractor, and just keeping busy being away from home...with not being home however it becomes very challenging.

I am going back to school I start classes on August 11th for medical assisting.
We are going to switch stay at home parents, daddy is going to stay home while I work. He will do the homeschooling and all the routines.