Living Within the Means God has Provided for you.

I have been a stay at home mom since 2003, although living on one fairly small income has been challenging, God has always provided for our family. With a Gross income of aproximately $20,000 we own our own home, actually have two running vehicles and want for very little. Lots of people complain about not having enough money to pay their bills. I have a hard time understanding why. On a monthly basis, we make a mere $1, 356, I had no clue til recently how low that really was. Its funny, but being Poor is more of a mentality than an actuality for most of us.

Wednesday, September 10, 2008

Budget update

Before we moved, our bills were
150 Utilities
60 car insurance
50 House Insurance
100 property taxes
728 Mortgage
100 Phone and Internet
Gas and Medical are not included
that total is 1188 My medical bills average anywhere from 38-240 per month and gas cost about 50 a week there are no groceries at all in that budget.
DH brings home 1320 per month.

After we moved,
Utilities 150
Car insurance 60
Lot rent 400
House payment plus water 200
Phone and internet 100
Gas 70-100
House insurance 37
Medical still has its large range, but right now is averaging about 100 a month
that nets us about 1117 including our gas and medical bills.

We have nothing in savings and by the time we have paid our bills we have very little to show. Since there are also back medical bills as well as our two cc bills, that aren't there, they are $30 a month and will be being paid off without being used anymore.

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